PayBlok is a crypto-resource (token) that gives its proprietors/ holders restrictive advantages on the InstaSupply stage. It will be created under the ERC20 Token Standard. The making of the PayBlok token empowers InstaSupply to offer a scope of items taking care of the issues looked by SMBs as laid out in segment 3 ("SMB Problems"). These items are: • Integrated Payment Solution • Supply Chain Financing • Asset-Based Lending